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2009 Red Book

(En Español)

Introducing The Red Book 2009
What's New In 2009?
How To Reach Social Security
Resources For Employment Supports
Return To Work Planning & Assistance
Overview Of Our Disability Programs
Returning To Work
How Do Employment Supports Help?
Guide To Employment Supports
SSDI And SSI Employment Supports
SSDI Only Employment Supports
SSI Only Employment Supports
Special Rules For Individuals Who Are Blind
Additional Help With Health Care For Individuals With Disabilities
Example Of Concurrent Benefits With Employment Supports

General information:

Acronyms
Glossary
 

SPECIAL RULES FOR INDIVIDUALS WHO ARE BLIND


How SGA is Applied under SSDI to Individuals Who Are Blind
Blind Work Expenses (BWE) — SSI Eligible
Accommodations for Individuals Who Are Blind or Visually-Impaired


What do you mean by special rules for individuals who are blind?

Employment supports, in general, are special rules that help you return to work or work for the first time. Congress included language in the law specifically to make it easier for individuals who are blind to go to work. Some of these rules apply only to individuals who are blind.

 

How do we define blindness?

Blindness is central visual acuity of 20/200 or less in the better eye with best correction, or a limitation in the field of vision in the better eye so that the widest diameter of the visual field subtends an angle of 20 degrees or less.

 

Do the same conditions of blindness apply in SSDI and SSI?

No. Under SSDI, this condition has to have lasted or is expected to last at least 12 months. There is no duration requirement for blindness under SSI.

 

What employment supports are available only to individuals who are blind?

Blind work expenses (BWE) are available if you receive SSI based on blindness (see the section on BWE for more information). Impairment related work expenses (IRWE) are available if you receive SSDI based on blindness (see the section on IRWE).

 

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How SGA is Applied under SSDI to Individuals Who Are Blind

 

How is SGA applied to blind SSDI beneficiaries who work?

We change the SGA level for beneficiaries who are blind every year to reflect changes in general wage levels. For the year 2009, if you are blind, average monthly earnings over $1,640 will ordinarily demonstrate that you are performing SGA. This is higher than the current guideline for non-blind disabled workers.

REMINDER:  If you are blind, you may use any or all of the deductions from earnings that apply to SGA decisions.

 

How is SGA applied to blind SSDI beneficiaries who are self-employed?

 

We decide the SGA of self-employed individuals who are blind solely on their earnings. We do not look at time spent in the business or services rendered as we do for non-blind self-employed individuals.

How is SGA applied to SSDI beneficiaries who are blind and age 55 or older?

 

Special rules apply after your 55th birthday. If your earnings demonstrate SGA but your work requires a lower level of skill and ability than the work you did before age 55 or when you became blind, whichever is later, we will suspend, not terminate, your benefits. Your eligibility for SSDI benefits continues indefinitely, and we pay your benefits for any month earnings fall below SGA.

Does SGA apply to individuals who are blind under SSI?

 

No. If you meet the medical definition of blindness, the law prohibits us from using SGA as a factor for your SSI eligibility. Your SSI eligibility continues until you medically recover, or we end your eligibility because of a non-disability-related reason. See the section on Earned Income Exclusion for an explanation of how we figure your SSI payment amount.

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Blind Work Expenses (BWE) — SSI Eligible

 

How do BWE help you?

We do not count any earned income that you use to meet expenses that are needed to earn that income in deciding your SSI eligibility and your payment amount. To qualify you must be eligible for SSI based on blindness.

The BWE items do not have to be related to your blindness.
When we figure your SSI payment amount, we treat items as BWE instead of IRWE. We do it this way because it always results in a higher SSI payment amount for you. The table below shows how your monthly payment would be affected by BWE versus IRWE.

Examples of BWE
  • Service animal expenses
  • Transportation to and from work
  • Federal, state, and local income taxes
  • Social Security taxes
  • Attendant care services
  • Visual and sensory aids
  • Translation of materials into Braille
  • Professional association fees, and
  • Union dues.

 

Comparison of Monthly SSI Payment With BWE Versus IRWE

 

    With $40  BWE
$361
Earned Income
   -20
General Income Exclusion
$341
 
   -65
Earned Income Exclusion
$276
 
 -138
½ Remaining Earnings
$138
 
   -40
Blind Work Expenses
$ 98
Countable Income
 
 
$674
2009 Federal Benefit Rate
   -98
Countable Income
$576
SSI Payment
With $40 IRWE
$361
Earned Income
   -20
General Income Exclusion
$341
 
   -65
Earned Income Exclusion
$276
 
   -40
Impairment Related Wk Expenses
$236
 
 -118
½ Remaining Earnings
$118
Countable Income
 
 
$674
2009 Federal Benefit Rate
-118
Countable Income
$556
SSI Payment

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Accommodations for Individuals Who Are Blind or Visually-Impaired

 

 

We recognize our duty to inform you of your rights and responsibilities under our programs.

Website

We make every reasonable effort to maintain the accessibility of our web sites:

Letters

We can send letters and other correspondence to you by first class mail followed by a telephone call to explain the information in the letter; by first class mail, without a telephone call, or by certified mail. Please let us know your preference.

Publications are available in alternate formats

This book, The Red Book, and some other publications are available in alternative media. You can get some of these materials in Braille, audiocassette tape, disk, or enlarged print form. A list of the publications available in alternate formats can be found on our web site at: www.socialsecurity.gov/pubs/alt-pubs.html

You may order these publications while you are online, or you may contact our Braille Services Team by telephone at: 410-965-6414, or 410-965-6407, or by fax at 410-965-6413. TTY users may call 1-800-325-0778.

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