SSI only employment Supports

Earned Income Exclusion (SSI eligible)

Do we count all your earned income when we figure your Supplemental Security Income (SSI) payment?

We do not count the first $65 of the earnings you receive in a month, plus one-half of the remaining earnings. This means that we count less than one-half of your earnings when we figure your SSI payment amount.

We apply this exclusion in addition to the $20 general income exclusion. We apply the $20 general income exclusion first to any unearned income that you may receive.

The following table shows two examples of how we apply the general income exclusion and the earned income exclusions.

Examples of the Earned Income Exclusion (SSI eligible)

Examples of the Earned Income Exclusion
Situation 1
 
Ed receives $361 SSDI each month,
wages of $289 each month,
and no other income.
 
 
$ 361
SSDI
   -20
General income exclusion
$ 341
Countable unearned income
 
 
$ 289
Earned income
   -65
Earned income exclusion
$ 224
 
  -112
½ remaining earnings
$ 112
Countable earned income
 
 
$ 341
Countable unearned income
 +112
Countable earned income
$ 453
Total countable income
 
 
$ 733
2015 Federal Benefit Rate
 -453
Total countable income
$ 280
SSI payment
 
Available income:
$ 361
SSDI
 +289
Earned income
 +280
SSI
$ 930
Total Monthly Income
Situation 2
 
Ed receives wages of $450 each month,
no SSDI, and $13 of unearned income
from another source.
 
$   0
SSDI
$ 13
Other unearned income
  -20
General income exclusion
$ (7)
Remaining general income exclusion
 
 
$ 450
Earned income
     -7
Remaining general income exclusion
$ 443
 
    -65 
Earned income exclusion
$ 378
 
   -189
½ remaining earnings
  $ 189 
Countable earned income
 
 
$733
2015 Federal Benefit Rate
  -189 
Total countable income
$ 544
SSI payment
           
Available income:
$ 450
Earned income
 +13
Other unearned income
 +544
SSI
$ 1,007
Total Monthly Income

Student Earned Income Exclusion (SSI eligible)

How does the SEIE help you?

SEIE video

If you are under age 22 and regularly attending school, we do not count up to $1,780 of earned income per month when we figure your Supplemental Security Income payment amount. The maximum yearly exclusion is $7,180. These amounts are for the year 2015; we usually adjust these figures each year based on the cost-of-living.

What is the definition of “regularly attending school?”

“Regularly attending school” means that you take one or more courses of study and attend classes:

  • In a college or university for at least 8 hours a week; or
  • In grades 7-12 for at least 12 hours a week; or
  • In a training course to prepare for employment for at least 12 hours a week (15 hours a week if the course involves shop practice); or
  • For less time than indicated above for reasons beyond the student’s control, such as illness.

Does home schooling qualify?

If you are home-taught, you may be considered “regularly attending school” if:

  • You are instructed in grades 7-12 for at least 12 hours a week; and
  • The instruction is in accordance with a home school law of the state or other jurisdiction in which you reside.

If you are home-taught because of a disability, you may be considered “regularly attending school” by:

  • Studying a course or courses given by a school (grades 7-12), college, university or government agency; and
  • Having a home visitor or tutor who directs the study.

How do we apply the income exclusion?

We apply the SEIE before the general income exclusion or the earned income exclusion.

 

2015 Student Earned Income Exclusion (SEIE) example:

Joan is a student who receives Supplemental Security Income (SSI), and is eligible for SEIE. That means we can exclude a greater amount of Joan’s earnings when we figure her SSI benefit amount. The example below includes the amounts of Joan’s monthly earnings that we do not count each month subject to the monthly and yearly SEIE exclusion amounts. Remember the 2015 monthly SEIE exclusion is $1,780 and the annual SEIE exclusion is $7,180. In November, we reach the yearly excludable amount of $7,180.

Use the below table for the example provided to gain an understanding of how the SEIE process works and how Joan reached her yearly excludable amount.

Use the table starting with the month of June and step through each row until you reach the last row. Complete the first column then repeat for each column until you reach the last column.

 

June

July

Aug

Sep

Oct

Nov

Dec

Monthly Earnings

$1,780

$1,780

$1,780

$870

$840

$800

$800

Monthly SEIE exclusion

(lesser of $1780 or remaining annual exclusion amount)

$1,780

$1,780

$1,780

$870

$840

$130

$800

Annual Student Earned Income Exclusion

$7,180

$7,180

- 1,780

$5,400

$5,400

- 1,780

$3,620

$3,620

- 1,780

$1,840

$1,840

-  870

   $970

   $970
-  840

   $130

$0

$0

Monthly Countable Earned Income

(monthly earnings minus SEIE exclusion)

$0

$0

$0

$0

$0

$670

($800-130)

$800

Earned Income

(countable earned income minus general and earned income exclusions divided by 2)

$0

$0

$0

$0

$0

$292.50

($670-20-65
=$585/2)

$357.50

($800-20-65
=$715/2)

Monthly benefit amount

$733

$733

$733

$733

$733

$440

$376

 

Property Essential to Self-Support (PESS) (SSI eligible)

How does PESS help you?

We do not count some resources that are essential to your means of self-support when we decide your continuing eligibility for Supplemental Security Income.

What is not counted?

We do not count your property if you use it in a trade or business (for example, inventory or goods) or personal property you use for work as an employee (for example, tools or equipment). Other use of the item(s) does not matter.

We do not count up to $6,000 of equity value of non-business property that you use to produce goods or services essential to daily activities. An example is land you use to produce vegetables or livestock solely for consumption by your household.

We do not count up to $6,000 of the equity value of non-business income-producing property if the property yields an annual rate of return of at least 6 percent. An example is a rental property.

You must be using the property we are excluding under the PESS provision for your self-support activities. If you are not currently using this property because of circumstances beyond your control, you must expect to start using it again within a reasonable period of time, usually 12 months.

What type of resources do not qualify as PESS?

We do not consider liquid resources, for example, stocks, bonds, or notes as PESS, unless you use them as part of a trade or business.

Special SSI Payments for Persons Who Work - Section 1619(a) (SSI eligible)

What is Section 1619(a)?

You can receive Supplemental Security Income (SSI) cash payments even when your earned income (gross wages and/or net earnings from self-employment) is at the substantial gainful activity (SGA) level. This provision eliminates the need for the trial work period or extended period of eligibility under SSI.

How do you qualify?

To qualify, you must:

  • Have been eligible for an SSI payment for at least 1 month before you begin working at the SGA level; and
  • Still be disabled; and
  • Meet all other eligibility rules, including the income and resource tests.

How does it work?

Your eligibility for SSI will continue for as long as you meet the basic eligibility requirements and the income and resource tests. We will continue to figure your SSI payment amount in the same way as before. If your state provides Medicaid to persons on SSI, you will continue to be eligible for Medicaid.

Do you need to apply?

You do not need to file a special application. Just keep us up to date on your work activity.

Reinstating SSI Eligibility Without a New Application (SSI eligible)

How does it help you?

If you have been ineligible for Supplemental Security Income (SSI) payments due to your work, you may be able to restart your SSI cash payments again at any time without a new application.

If you have been ineligible for SSI and/or Medicaid for any reason other than work or medical recovery, you may be able to restart your SSI cash payment and/or Medicaid coverage within 12 months without a new application. When your situation changes, contact us and ask about how you can restart your SSI benefits and/or Medicaid.

If your cash payment and Medicaid benefits ended because of your earned income, or a combination of earned and unearned income, and you stop work within 5 years of when your benefits ended, we may be able to start your benefits again under Expedited Reinstatement (see EXPEDITED REINSTATEMENT).

Special Benefits If You Are Eligible Under 1619 and Enter a Medical Facility (SSI eligible)

How does it help you?

If you are working and eligible under section 1619, you may receive a Supplemental Security Income (SSI) cash benefit for up to 2 months while in a Medicaid facility or a public medical or psychiatric facility.

What happens if you enter a Medicaid facility?

Usually, if you enter a Medicaid facility where Medicaid pays more than 50 percent of the cost of care, your SSI payment is limited to $30 per month, plus any state supplement, minus any countable income. However, if you enter a Medicaid facility while you are eligible under section 1619, we will figure your benefit using the full Federal Benefit Rate for up to 2 months.

What happens if you enter a public medical or psychiatric facility?

Usually, if you are in a public medical or psychiatric facility, you are not eligible to receive an SSI payment. However, if you enter a public medical or psychiatric facility while you are eligible under section 1619, your SSI cash benefits may continue for up to 2 months. For this provision to apply, the facility must enter an agreement with us that will allow you to keep all of your SSI payment.

Medicaid While Working– Section 1619(b) (SSI eligible)

How does it help you?

After you return to work, your Medicaid coverage can continue, even if your earnings (alone or in combination with your other income) become too high for a Supplemental Security Income (SSI) cash payment.

How do you qualify?

To qualify, you must meet all of the following qualifications:

  • Were eligible for an SSI cash payment for at least 1 month;
  • Would be eligible for cash payment except for earnings;
  • Still be disabled;
  • Still meet all other eligibility rules, including the resources test;
  • Need Medicaid in order to work; and
  • Have gross earned income that is insufficient to replace SSI, Medicaid, and any publicly funded attendant care. (See following “threshold amount” discussion.)

The “threshold amount” is the measure that we use to decide whether your earnings are high enough to replace your SSI and Medicaid benefits. Your threshold amount is based on:

  • The amount of earnings that would cause your SSI cash payments to stop in your state; and
  • The average annual per capita Medicaid expenditure for your state.
If your gross earnings are higher than the threshold amount for your state (see following chart), you may still be eligible if you have:

Do all states use the same Medicaid eligibility rules?

Most states use our SSI eligibility rules to determine Medicaid eligibility. However, the following states use their own eligibility rules for Medicaid that are different from our SSI eligibility rules:

ConnecticutMinnesotaOhio
HawaiiMissouriOklahoma
IllinoisNew HampshireVirginia
IndianaNorth Dakota 

If you live in one of these states, you will continue to be eligible for Medicaid under section 1619(a) or 1619(b) if you were eligible for Medicaid in the month before you became eligible for section 1619.

2014 State Threshold Amounts for Persons with Disabilities (SSI eligible)

STATETHRESHOLD STATETHRESHOLD

Alabama

$27,244

Montana

$30,416

Alaska

$55,990

Nebraska

$38,326

Arizona

$36,162

Nevada

$31,363

Arkansas

$29,765

New Hampshire

$39,503

California

$37,805

New Jersey

$34,772

Colorado

$32,942

New Mexico

$35,226

Connecticut

$65,144

New York

$47,499

Delaware

$41,123

North Carolina

$34,098

District of Columbia

$39,179

North Dakota

$44,004

Florida

$30.594

Ohio

$37,914

Georgia

$29,480

Oklahoma

$30,298

Hawaii

$37,788

Oregon

$33,098

Idaho

$39,779

Pennsylvania

$35,821

Illinois

$28,221

Rhode Island

$34,347

Indiana

$37,087

South Carolina

$30,554

Iowa

$32,442

South Dakota

$36,639

Kansas

$35,025

Tennessee

$37,112

Kentucky

$29,651

Texas

$34,289

Louisiana

$31,551

Utah

$34,462

Maine

$32,784

Vermont

$39,265

Maryland

$41,761

Virginia

$34,543

Massachusetts

$40,006

Washington

$31,972

Michigan

$34,512

West Virginia

$31,347

Minnesota

$51,132

Wisconsin

$33,622

Mississippi

$29,407

Wyoming

$36,134

Missouri

$35,661

N. Mariana Islands

$18,612

2014 States with Separate Threshold Amounts for Blind Persons(SSI eligible)

STATETHRESHOLD

California

$39,125

Iowa

$32,970

Massachusetts

$40,855

Nevada

$33,986