Research and Analysis by Leslie A. Muller

Does Retirement Education Teach People to Save Pension Distributions?
from Social Security Bulletin, Vol. 64, No. 4 (released June 2003)
by Leslie A. Muller

Education about retirement affects how employees use distributions from their defined contribution pension plans. Retirement education substantially increases the probability that participants age 40 and under will save a distribution but decreases the probability that college graduates and women will save one. These important differentials are concealed by estimates of the effect of retirement education on participants generally.