SSA logo: link to Social Security Online home108. Who is NOT covered under retirement, survivors, disability, and hospital insurance programs?

Nine out of 10 workers in the U.S. are in employment or self-employment covered by the retirement, survivors, disability, and hospital insurance programs. You are not covered if you are:

  1. A Federal civilian employee hired before 1984 unless you later changed to the Federal Employee Retirement System. However, all Federal civilian employees are covered by the hospital insurance program.

  2. An employee of a State or local government who is:

    1. A member of your employer's retirement system; and

    2. Not covered by a voluntary Federal/State Social Security agreement.

  3. A certain agricultural and domestic worker.

Last Revised: Jun. 16, 2005