U.S. Social Security Administration, Office of Policy.
Income of the Population 55 or Older, 2004
 
Income Sources of Aged Units
Table 1.5
Percentage distribution of those receiving retirement benefits, by marital status, sex of nonmarried persons, age, and receipt of income from earnings and assets, 2004
Retirement benefits Aged 55–61 Aged 62–64 Aged 65 or older
Total Earnings Income from assets Total Earnings Income from assets Total Earnings Income from assets
Yes No Yes No Yes No Yes No Yes No Yes No
All units
Total percent 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100
No benefit 74 82 43 75 73 42 55 18 43 41 8 15 6 5 13
One benefit type 22 16 47 20 24 40 31 56 34 48 53 52 53 46 62
Social Security only a 9 5 30 5 16 29 19 45 21 40 51 49 51 43 60
Private pension or annuity only 7 6 10 9 4 6 6 4 7 4 1 1 1 1 1
Government employee pension only b 5 5 7 7 3 5 5 6 6 3 1 1 1 2 1
Railroad Retirement only 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0
Two benefit types 4 2 9 4 3 17 13 24 21 11 36 31 38 46 25
Social Security and federal pension only a 0 0 0 0 0 1 1 1 1 1 3 3 3 4 2
Social Security and Railroad Retirement, state, local, or military pension only a 1 0 2 1 1 4 3 5 5 2 7 7 7 9 4
Social Security and private pension only a 2 1 6 2 2 12 9 17 15 9 26 20 28 32 19
Other combination 0 0 1 1 0 0 1 0 1 0 1 1 1 1 0
Three or more benefit types 0 0 1 0 0 1 1 2 2 1 2 3 2 3 1
Number (thousands) 15,772 12,822 2,951 9,143 6,629 4,990 3,220 1,770 2,930 2,060 26,865 6,324 20,541 14,801 12,064
Married couples
Total percent 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100
No benefit 74 77 31 75 71 41 50 11 42 39 7 12 4 5 12
One benefit type 22 19 55 21 24 37 33 49 33 45 45 50 42 41 54
Social Security only a 8 6 30 5 15 23 19 37 17 36 42 47 40 38 51
Private pension or annuity only 7 7 14 9 5 7 8 5 8 5 1 1 1 1 1
Government employee pension only b 6 6 10 8 4 6 5 6 7 3 1 2 1 1 1
Railroad Retirement only 0 0 0 0 0 1 0 2 1 1 1 0 1 0 1
Two benefit types 4 3 13 4 5 21 16 35 23 15 44 35 49 50 32
Social Security and federal pension only a 0 0 0 0 0 1 1 0 1 0 4 3 4 4 2
Social Security and Railroad Retirement, state, local, or military pension only a 1 1 2 1 1 5 4 8 6 3 8 8 8 10 5
Social Security and private pension only a 3 2 10 2 3 15 11 26 16 12 31 23 36 35 24
Other combination 1 0 1 0 1 1 1 0 1 0 1 1 1 1 0
Three or more benefit types 0 0 1 0 0 2 1 4 2 1 4 4 5 5 2
Number (thousands) 8,681 7,957 725 5,991 2,690 2,745 2,116 629 1,866 878 10,930 4,031 6,898 7,361 3,568
Nonmarried persons
Total percent 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100
No benefit 76 89 47 77 75 43 66 21 45 42 9 19 8 5 13
One benefit type 21 10 45 19 23 43 26 60 36 50 59 55 59 51 65
Social Security only a 11 2 30 5 16 35 20 50 26 43 56 54 57 48 63
Private pension or annuity only 6 5 9 9 4 4 4 4 5 3 1 1 1 1 1
Government employee pension only b 4 3 6 5 3 4 3 6 5 4 1 1 1 2 0
Railroad Retirement only 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Two benefit types 3 1 8 4 2 13 7 18 18 8 31 25 32 42 22
Social Security and federal pension only a 0 0 0 0 0 1 0 1 1 1 2 2 2 3 1
Social Security and Railroad Retirement, state, local, or military pension only a 1 0 2 1 1 2 1 3 3 1 6 6 6 9 4
Social Security and private pension only a 2 0 5 2 1 9 6 13 13 6 22 15 24 29 16
Other combination 0 0 1 1 0 0 0 0 0 0 0 0 0 1 0
Three or more benefit types 0 0 0 0 0 0 0 1 1 0 1 1 1 2 0
Number (thousands) 7,091 4,865 2,226 3,151 3,939 2,245 1,104 1,141 1,064 1,182 15,935 2,292 13,643 7,439 8,496
Men
Total percent 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100
No benefit 75 90 46 76 75 43 71 19 44 43 9 21 7 5 13
One benefit type 22 10 46 21 22 45 24 63 38 50 53 53 53 43 62
Social Security only a 10 2 27 4 15 37 20 51 31 42 50 50 49 39 59
Private pension or annuity only 7 5 11 10 4 4 2 6 4 3 1 2 1 1 1
Government employee pension only b 5 3 8 7 3 4 2 5 4 4 2 1 2 3 1
Railroad Retirement only 0 0 1 0 0 1 0 1 0 1 0 0 0 1 0
Two benefit types 3 0 8 3 3 11 5 17 16 7 37 26 40 51 25
Social Security and federal pension only a 0 0 0 0 0 1 0 1 0 1 2 2 3 4 1
Social Security and Railroad Retirement, state, local, or military pension only a 0 0 2 1 0 1 0 1 1 0 7 7 7 9 5
Social Security and private pension only a 2 0 5 1 2 10 4 14 15 5 27 16 30 37 18
Other combination 0 0 1 1 0 0 0 0 0 0 0 0 0 1 0
Three or more benefit types 0 0 0 0 0 0 0 1 1 0 1 1 1 1 0
Number (thousands) 2,773 1,879 895 1,189 1,584 819 382 437 375 443 4,292 767 3,526 2,051 2,241
Women
Total percent 100 100 100 100 100 100 100 100 100 100 100 100 100 100 100
No benefit 76 88 48 77 74 43 63 23 46 41 9 19 8 5 13
One benefit type 21 11 44 18 24 43 28 58 35 50 61 56 61 55 66
Social Security only a 12 3 32 5 17 34 19 49 24 43 59 56 59 52 65
Private pension or annuity only 6 5 7 8 4 4 5 3 5 3 1 0 1 1 1
Government employee pension only b 4 3 5 5 3 5 3 6 6 4 1 1 1 2 0
Railroad Retirement only 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Two benefit types 3 1 8 5 2 13 8 19 19 9 29 24 30 39 21
Social Security and federal pension only a 0 0 0 0 0 1 1 2 2 1 2 3 2 3 1
Social Security and Railroad Retirement, state, local, or military pension only a 1 0 2 1 1 3 1 5 5 2 6 6 6 9 4
Social Security and private pension only a 2 0 5 3 1 9 7 12 12 6 21 15 21 27 15
Other combination 0 0 0 1 0 0 0 0 0 0 0 1 0 0 0
Three or more benefit types 0 0 0 0 0 1 0 1 1 0 1 1 1 2 0
Number (thousands) 4,317 2,986 1,331 1,962 2,355 1,427 723 704 688 738 11,643 1,526 10,117 5,388 6,255
a. Social Security includes retired-worker benefits, dependents' or survivors' benefits, disability benefits, transitionally insured benefits, and special age-72 benefits.
b. Includes federal, state, local, and military pensions.
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