Have People Delayed Claiming Retirement Benefits? Responses to Changes in Social Security Rules

by Jae Song and Joyce Manchester
Social Security Bulletin, Vol. 67 No. 2, 2007
Table equivalent for Chart 1. Benefit amounts as a percentage of the primary insurance amount, by birth year and entitlement age
Entitlement age a 1937 or earlier 1938 1939 1940 1941 1942
62 80.0000 79.1667 78.3333 77.5000 76.6667 75.8333
62 & 2 81.1111 80.0000 79.1667 78.3333 77.5000 76.6667
62 & 4 82.2222 81.1111 80.0000 79.1667 78.3333 77.5000
62 & 6 83.3333 82.2222 81.1111 80.0000 79.1667 78.3333
62 & 8 84.4444 83.3333 82.2222 81.1111 80.0000 79.1667
62 & 10 85.5556 84.4444 83.3333 82.2222 81.1111 80.0000
63 86.6667 85.5556 84.4444 83.3333 82.2222 81.1111
63 & 2 87.7778 86.6667 85.5556 84.4444 83.3333 82.2222
63 & 4 88.8889 87.7778 86.6667 85.5556 84.4444 83.3333
63 & 6 90.0000 88.8889 87.7778 86.6667 85.5556 84.4444
63 & 8 91.1111 90.0000 88.8889 87.7778 86.6667 85.5556
63 & 10 92.2222 91.1111 90.0000 88.8889 87.7778 86.6667
64 93.3333 92.2222 91.1111 90.0000 88.8889 87.7778
64 & 2 94.4444 93.3333 92.2222 91.1111 90.0000 88.8889
64 & 4 95.5556 94.4444 93.3333 92.2222 91.1111 90.0000
64 & 6 96.6667 95.5556 94.4444 93.3333 92.2222 91.1111
64 & 8 97.7778 96.6667 95.5556 94.4444 93.3333 92.2222
64 & 10 98.8889 97.7778 96.6667 95.5556 94.4444 93.3333
65 100.0000 98.8889 97.7778 96.6667 95.5556 94.4444
65 & 2 101.0833 100.0000 98.8889 97.7778 96.6667 95.5556
65 & 4 102.1667 101.0833 100.0000 98.8889 97.7778 96.6667
65 & 6 103.2500 102.1667 101.1667 100.0000 98.8889 97.7778
65 & 8 104.3333 103.2500 102.3333 101.1667 100.0000 98.8889
65 & 10 105.4167 104.3333 103.5000 102.3333 101.2500 100.0000
66 106.5000 105.4167 104.6667 103.5000 102.5000 101.2500
SOURCE: Social Security Administration (2005), Table 2.A17.1
a. Entitlement age is measured in 2-month increments; the notation "62.5" = 62 years and 6 months.
Table equivalent for Chart 3. Entitlement probability: Percentage entitled as primary beneficiaries, 1997–2005, by sex and age
Age 1997 1998 1999 2000 2001 2002 2003 2004 2005
  Men
70 0.9778 0.9740 0.9758 0.9756 0.9746 0.9777 0.9794 0.9777 0.9778
69 0.9636 0.9637 0.9613 0.9712 0.9762 0.9777 0.9752 0.9753 0.9761
68 0.9574 0.9520 0.9526 0.9727 0.9745 0.9734 0.9738 0.9741 0.9721
67 0.9446 0.9417 0.9493 0.9702 0.9714 0.9721 0.9718 0.9698 0.9669
66 0.9301 0.9354 0.9313 0.9659 0.9698 0.9674 0.9648 0.9624 0.9575
65 0.9138 0.8999 0.9032 0.9616 0.9583 0.9553 0.9114 0.8539 0.7899
64 0.6503 0.6464 0.6377 0.6381 0.6347 0.6178 0.6017 0.5851 0.5770
63 0.5805 0.5727 0.5697 0.5724 0.5546 0.5433 0.5222 0.5148 0.4910
62 0.4346 0.4284 0.4392 0.4202 0.4094 0.3938 0.3816 0.3640 0.3542
  Women
70 0.8680 0.8628 0.8715 0.8652 0.8891 0.8774 0.8909 0.8883 0.9050
69 0.8405 0.8514 0.8427 0.8679 0.8592 0.8670 0.8724 0.8822 0.8829
68 0.8444 0.8360 0.8545 0.8527 0.8606 0.8644 0.8742 0.8757 0.8825
67 0.8297 0.8438 0.8355 0.8550 0.8615 0.8689 0.8684 0.8754 0.8853
66 0.8334 0.8244 0.8336 0.8556 0.8635 0.8614 0.8678 0.8771 0.8657
65 0.8071 0.8128 0.8246 0.8570 0.8536 0.8592 0.8376 0.7909 0.7620
64 0.6181 0.6326 0.6317 0.6248 0.6297 0.6214 0.6005 0.5944 0.5861
63 0.5775 0.5728 0.5690 0.5716 0.5686 0.5429 0.5368 0.5258 0.5272
62 0.4490 0.4406 0.4429 0.4484 0.4199 0.4195 0.4089 0.4013 0.3749
SOURCE: Authors' tabulations using active and inactive files of the Continuous Work History Sample, 2004; 1 percent Master Beneficiary Record extract based on Claim Account Number; and 1 percent Master Beneficiary Record extract based on Beneficiary Own Account Number for December 1999–2005 and June 2006.
NOTE: Data represent primary beneficiaries who were fully insured at age 60.
Table equivalent for Chart 4. Entitlement hazard: Percentage newly entitled, 1998–2005, by sex and age
Age 1998 1999 2000 2001 2002 2003 2004 2005
  Men
70 0.3012 0.3361 0.3829 0.1278 0.0596 0.0909 0.0932 0.0723
69 0.1604 0.1971 0.4177 0.1348 0.1273 0.0791 0.0608 0.0820
68 0.1393 0.1990 0.4783 0.1472 0.0821 0.0564 0.0891 0.0806
67 0.1711 0.2217 0.5823 0.1581 0.0787 0.1429 0.1621 0.1297
66 0.2577 0.3226 0.6585 0.2094 0.2194 0.2136 0.5877 0.7174
65 0.7152 0.7273 0.8976 0.8874 0.8825 0.7712 0.6378 0.4963
64 0.1591 0.1561 0.1623 0.1513 0.1457 0.1318 0.1332 0.1311
63 0.2450 0.2491 0.2395 0.2326 0.2298 0.2133 0.2180 0.1996
62 0.4277 0.4389 0.4196 0.4086 0.3932 0.3813 0.3631 0.3536
  Women
70 0.1492 0.2022 0.1688 0.1696 0.1532 0.1570 0.1176 0.1850
69 0.0683 0.0702 0.1783 0.0664 0.0595 0.0639 0.0785 0.0750
68 0.0599 0.1280 0.2477 0.0594 0.0388 0.0103 0.0585 0.0523
67 0.1199 0.1217 0.3580 0.0680 0.0880 0.1212 0.0890 0.1266
66 0.2041 0.2432 0.4151 0.1134 0.1310 0.1660 0.5000 0.6311
65 0.6760 0.6798 0.8059 0.8237 0.8257 0.7243 0.6114 0.5080
64 0.1747 0.1807 0.1732 0.1782 0.1563 0.1603 0.1535 0.1554
63 0.2705 0.2808 0.2807 0.2589 0.2536 0.2359 0.2290 0.2370
62 0.4794 0.4775 0.4795 0.4509 0.4462 0.4358 0.4224 0.3976
SOURCE: Authors' tabulations using active and inactive files of the Continuous Work History Sample, 2004; 1 percent Master Beneficiary Record extract based on Claim Account Number; and 1 percent Master Beneficiary Record extract based on Beneficiary Own Account Number for December 1999–2005 and June 2006.
Table equivalent for Chart 5. Cumulative percentage distribution of entitlement age, by sex and entitlement year
Entitlement age a 1998 2000 2003 2005
  Men
62 3.6083 3.5533 3.4188 3.4032
62.083 52.3853 51.8633 51.2403 51.0947
62.167 54.9316 54.2734 53.6001 53.5135
62.25 56.944 56.2354 55.5052 55.3254
62.333 58.5702 57.7788 57.0549 56.846
62.417 60.0885 59.2355 58.3737 58.1718
62.5 61.2963 60.3714 59.5626 59.3562
62.583 62.3129 61.3505 60.5025 60.3889
62.667 63.3144 62.3094 61.4352 61.3216
62.75 64.278 63.2056 62.3228 62.2284
62.833 65.2321 64.1018 63.2014 63.1559
62.917 66.067 64.8947 63.9591 63.9662
63 67.112 65.8683 64.9117 64.9661
63.083 68.1835 66.8327 65.8859 65.9695
63.167 68.9086 67.5334 66.5228 66.6091
63.25 69.6488 68.2433 67.2517 67.3401
63.333 70.2432 68.8149 67.8182 67.8987
63.417 70.8944 69.4031 68.3901 68.4694
63.5 71.4207 69.901 68.9133 68.9883
63.583 71.9224 70.4099 69.4148 69.5141
63.667 72.4638 70.9299 69.8947 69.9813
63.75 72.9466 71.389 70.362 70.4537
63.833 73.4729 71.8721 70.8329 70.9347
63.917 73.9575 72.3478 71.3272 71.4174
64 74.6864 72.9932 71.937 72.0363
64.083 75.3452 73.587 72.5143 72.6328
64.167 75.845 74.0498 72.9888 73.1121
64.25 76.3088 74.4868 73.42 73.5414
64.333 76.7385 74.9349 73.9594 74.0379
64.417 77.1929 75.3775 74.4447 74.5568
64.5 77.7116 75.9344 75.031 75.105
64.583 78.3098 76.4821 75.5686 75.5998
64.667 79.3719 77.4317 76.5825 76.5187
64.75 81.5869 79.473 78.9621 78.7582
64.833 83.8681 81.5677 81.2768 81.0253
64.917 86.1607 83.6071 83.3479 83.0062
65 96.5806 95.0194 95.0151 91.6884
65.083 96.8835 95.3882 95.4445 92.497
65.167 97.1183 95.6242 97.4507 95.0261
65.25 97.3417 95.9008 97.6419 95.4709
65.333 97.5178 96.1516 97.8367 97.7466
65.417 97.6882 96.371 97.9937 97.8966
65.5 97.8359 96.5757 98.1579 99.1034
65.583 97.9855 96.7748 98.3022 99.1844
65.667 98.0877 96.9555 98.4664 99.2534
65.75 98.188 97.1141 98.5999 99.3137
65.833 98.3054 97.2764 98.7172 99.3671
65.917 98.4114 97.4294 98.8254 99.4154
66 98.5117 97.5566 98.9192 99.4602
66.083 98.595 97.6672 98.9968 99.4895
66.167 98.6707 97.776 99.069 99.5274
66.25 98.718 97.9051 99.1827 99.555
66.333 98.7937 98.0305 99.2621 99.5981
66.417 98.8694 98.1448 99.3415 99.6395
66.5 98.9489 98.2186 99.4046 99.674
66.583 99.0208 98.3182 99.4677 99.6964
66.667 99.0738 98.3864 99.5092 99.7102
66.75 99.123 98.4657 99.576 99.7378
66.833 99.1874 98.5487 99.6337 99.7568
66.917 99.2366 98.6261 99.6698 99.774
67 99.2858 98.7146 99.7257 99.793
67.083 99.3161 98.7755 99.7473 99.8051
67.167 99.354 98.8456 99.7635 99.8223
67.25 99.3843 98.9101 99.7761 99.8344
67.333 99.4108 98.9691 99.7851 99.8482
67.417 99.4354 99.006 99.814 99.8551
67.5 99.4581 99.0687 99.8356 99.8672
67.583 99.4827 99.1148 99.8518 99.8793
67.667 99.5111 99.1664 99.8608 99.8845
67.75 99.53 99.2088 99.8716 99.8897
67.833 99.5546 99.2586 99.877 99.8914
67.917 99.5811 99.3121 99.8824 99.8914
68 99.6114 99.36 99.8914 99.8948
68.083 99.6436 99.4079 99.895 99.9034
68.167 99.6512 99.4669 99.8986 99.912
68.25 99.6834 99.513 99.9076 99.9189
68.333 99.6891 99.5499 99.9148 99.9223
68.417 99.7061 99.5794 99.9166 99.9292
68.5 99.725 99.6015 99.931 99.9378
68.583 99.7401 99.6236 99.9418 99.9464
68.667 99.7496 99.6531 99.9436 99.9481
68.75 99.7553 99.6808 99.9454 99.9533
68.833 99.7667 99.6919 99.9526 99.9567
68.917 99.7762 99.7085 99.9562 99.9567
69 99.8046 99.7417 99.958 99.9636
69.083 99.816 99.773 99.9616 99.967
69.167 99.8293 99.8043 99.967 99.9687
69.25 99.8501 99.8301 99.9688 99.9721
69.333 99.8709 99.8578 99.9706 99.9755
69.417 99.8823 99.8891 99.9706 99.9841
69.5 99.8956 99.9131 99.976 99.9875
69.583 99.9051 99.9279 99.9778 99.9892
69.667 99.9108 99.9427 99.9814 99.9892
69.75 99.9127 99.9556 99.9832 99.9909
69.833 99.9203 99.9648 99.9868 99.9909
69.917 99.926 99.9703 99.9868 99.9926
70 99.9998 99.9998 99.9994 99.9995
  Women
62 3.6561 3.7071 3.6268 3.5341
62.083 56.1375 56.0614 55.1698 54.8216
62.167 58.5432 58.4344 57.5002 57.1225
62.25 60.3889 60.2268 59.2456 58.8039
62.333 61.8999 61.8257 60.7855 60.3169
62.417 63.2137 63.075 62.0471 61.6301
62.5 64.3126 64.1104 63.0747 62.7577
62.583 65.2671 65.0134 64.0676 63.7654
62.667 66.1617 65.9504 64.9877 64.7132
62.75 67.0352 66.8127 65.7782 65.5782
62.833 67.9334 67.6512 66.6794 66.5317
62.917 68.7787 68.4659 67.4857 67.3738
63 69.7297 69.4063 68.4501 68.4072
63.083 70.6525 70.3297 69.5347 69.4891
63.167 71.3499 71.0392 70.2461 70.217
63.25 72.0156 71.7046 70.8817 70.8393
63.333 72.558 72.2512 71.4635 71.4873
63.417 73.1638 72.8012 72.0896 72.0697
63.5 73.6921 73.2968 72.6271 72.6264
63.583 74.2099 73.8332 73.1836 73.1774
63.667 74.6819 74.2881 73.6389 73.6056
63.75 75.2525 74.8109 74.1227 74.0709
63.833 75.7914 75.2997 74.6571 74.6361
63.917 76.2141 75.7207 75.0808 75.0843
64 76.834 76.2435 75.6057 75.6552
64.083 77.3236 76.7867 76.2191 76.2747
64.167 77.8484 77.2722 76.6871 76.7943
64.25 78.2887 77.7339 77.1962 77.2653
64.333 78.7219 78.1243 77.6673 77.7192
64.417 79.1939 78.5894 78.1542 78.2216
64.5 79.7117 79.0681 78.6791 78.6955
64.583 80.2999 79.6384 79.2672 79.2436
64.667 81.4376 80.572 80.2601 80.2028
64.75 83.8926 82.8906 82.992 82.7834
64.833 86.2102 85.0361 85.4109 85.2242
64.917 88.3482 86.9066 87.4187 87.1368
65 96.8333 95.9129 96.1109 93.3343
65.083 97.1186 96.2422 96.4492 94.0308
65.167 97.3088 96.4459 98.027 96.012
65.25 97.499 96.6869 98.1756 96.3974
65.333 97.6822 96.9008 98.3179 98.0474
65.417 97.9041 97.0909 98.4191 98.1816
65.5 98.0485 97.2912 98.5424 99.0666
65.583 98.1894 97.4609 98.6531 99.1437
65.667 98.3268 97.6035 98.7574 99.2036
65.75 98.4219 97.7053 98.827 99.2521
65.833 98.5205 97.8513 98.9219 99.2892
65.917 98.5804 97.9531 99.0104 99.332
66 98.679 98.0957 99.1084 99.3663
66.083 98.7459 98.2111 99.1811 99.4034
66.167 98.8093 98.2858 99.2285 99.4234
66.25 98.8762 98.3809 99.2854 99.4491
66.333 98.9502 98.4827 99.3581 99.4948
66.417 99.003 98.5574 99.415 99.5205
66.5 99.0734 98.6423 99.4782 99.5519
66.583 99.1333 98.7136 99.5351 99.6033
66.667 99.1615 98.7577 99.573 99.6347
66.75 99.2038 98.812 99.6078 99.6518
66.833 99.2496 98.8595 99.6489 99.6775
66.917 99.2778 98.8968 99.6647 99.6946
67 99.3271 98.9579 99.69 99.7146
67.083 99.3835 99.036 99.7058 99.7203
67.167 99.4152 99.0767 99.7279 99.7431
67.25 99.4434 99.1276 99.7342 99.7517
67.333 99.461 99.1785 99.75 99.7717
67.417 99.4892 99.2158 99.769 99.786
67.5 99.5315 99.2633 99.7943 99.7917
67.583 99.5562 99.3074 99.8006 99.7974
67.667 99.5809 99.3583 99.8101 99.8003
67.75 99.6126 99.3956 99.8164 99.8089
67.833 99.6302 99.4431 99.8227 99.8118
67.917 99.6513 99.4872 99.8259 99.8175
68 99.6689 99.5211 99.8322 99.8204
68.083 99.6936 99.5449 99.8385 99.8347
68.167 99.7006 99.5687 99.8385 99.8433
68.25 99.7147 99.5959 99.8448 99.8462
68.333 99.7323 99.6265 99.8638 99.8491
68.417 99.7429 99.6503 99.8701 99.8548
68.5 99.7605 99.6639 99.8827 99.8691
68.583 99.7711 99.6945 99.8827 99.872
68.667 99.7852 99.7149 99.889 99.8749
68.75 99.7958 99.7285 99.8985 99.8835
68.833 99.8169 99.7591 99.9017 99.8864
68.917 99.831 99.7693 99.9049 99.8864
69 99.838 99.7863 99.9081 99.8864
69.083 99.845 99.8067 99.9113 99.895
69.167 99.845 99.8237 99.9113 99.8979
69.25 99.8626 99.8305 99.9208 99.9065
69.333 99.8661 99.8441 99.9271 99.9151
69.417 99.8802 99.8611 99.9271 99.918
69.5 99.8837 99.8883 99.9303 99.9209
69.583 99.8872 99.8985 99.9303 99.9295
69.667 99.8907 99.9223 99.9303 99.9324
69.75 99.8942 99.9257 99.9335 99.9353
69.833 99.8942 99.9291 99.943 99.9353
69.917 99.9048 99.9427 99.9462 99.9382
70 99.9999 100.0004 100 100.001
SOURCE: Authors' tabulations using active and inactive files of the Continuous Work History Sample, 2004; 1 percent Master Beneficiary Record extract based on Claim Account Number; and 1 percent Master Beneficiary Record extract based on Beneficiary Own Account Number for December 1999–2005 and June 2006.
a. Entitlement age is measured in 2-month increments; the notation "62.5" = 62 years and 6 months.
Table equivalent for Chart 6. Percentage distribution of fully insured men and women, by entitlement age, sex, and birth year
Entitlement age a 1930 1937 1940
  Men
62 3.3508 2.9412 2.5749
62.083 46.925 45.2271 42.3054
62.167 49.3338 47.4717 44.1704
62.25 51.1909 49.0971 45.5902
62.333 52.7385 50.3355 46.8897
62.417 54.5418 51.5481 48.0809
62.5 55.7529 52.593 49.2962
62.583 56.8026 53.5089 50.1986
62.667 57.8253 54.3474 51.0168
62.75 58.7942 55.2246 51.8952
62.833 59.7362 56.2566 52.8337
62.917 60.7051 57.0048 53.6399
63 61.849 57.9852 54.6025
63.083 62.9929 58.9914 55.529
63.167 63.733 59.5332 56.0584
63.25 64.5135 60.1137 56.8405
63.333 65.1325 60.6168 57.394
63.417 65.8726 61.0683 57.9956
63.5 66.4513 61.6359 58.6574
63.583 66.9492 62.1261 59.2229
63.667 67.5144 62.6163 59.7162
63.75 68.12 63.2226 60.1855
63.833 68.6987 63.7902 60.6427
63.917 69.3312 64.2675 61.112
64 70.0444 64.9641 61.8339
64.083 70.7845 65.5446 62.6521
64.167 71.3362 66.2154 63.0371
64.25 71.9283 66.783 63.5665
64.333 72.3858 67.5312 64.0478
64.417 73.0721 68.1633 64.505
64.5 73.8122 68.8728 65.0104
64.583 74.5658 69.5694 65.3954
64.667 76.0192 71.0142 66.1534
64.75 78.7241 75.039 68.1628
64.833 81.8058 78.522 70.3888
64.917 84.6991 81.0762 72.326
65 98.4388 99.3812 74.9972
65.083 98.8156 99.536 77.151
65.167 99.0444 99.6134 78.7633
65.25 99.327 99.6779 80.7486
65.333 99.5692 99.7682 82.4692
65.417 99.7441 99.8585 84.4184
65.5 99.9998 100.0004 100.0002
  Women
62 3.936 3.6617 3.1868
62.083 56.2724 52.5904 48.3993
62.167 58.2674 54.4292 50.4366
62.25 59.8131 55.7564 51.9791
62.333 61.1071 57.2754 53.3324
62.417 62.3113 58.2828 54.4674
62.5 63.156 59.3861 55.4424
62.583 64.0726 60.0737 56.5774
62.667 65.0072 61.0331 57.4942
62.75 65.798 61.9125 58.1781
62.833 66.6787 62.8879 59.1676
62.917 67.3796 63.6554 59.9388
63 68.2962 64.343 60.8556
63.083 69.1229 65.1585 61.8742
63.167 69.7879 65.7022 62.529
63.25 70.5607 66.3898 63.1402
63.333 70.992 66.9654 63.8096
63.417 71.3694 67.3651 64.3335
63.5 71.7648 67.9407 64.7992
63.583 72.2141 68.4844 65.3376
63.667 72.5915 69.0121 65.7014
63.75 73.1846 69.6517 66.1525
63.833 73.6339 70.3233 66.7346
63.917 74.1551 70.755 67.1712
64 74.6583 71.3626 67.8697
64.083 75.2334 72.0182 68.5391
64.167 75.7546 72.6098 69.1648
64.25 76.3657 73.1535 69.5286
64.333 77.0307 73.7771 69.9361
64.417 77.5339 74.4647 70.3872
64.5 78.1809 75.1363 70.6637
64.583 78.8459 75.8398 71.2167
64.667 80.1759 77.4867 71.9588
64.75 82.9617 81.724 74.4617
64.833 85.6756 84.6181 76.9355
64.917 87.8862 86.7607 78.9728
65 98.6878 99.2327 81.3884
65.083 98.9933 99.3606 83.091
65.167 99.0832 99.5365 84.5025
65.25 99.4427 99.6324 86.467
65.333 99.6943 99.7283 87.8349
65.417 99.892 99.8882 89.5666
65.5 99.9998 100.0001 100.0002
SOURCE: Authors' tabulations using active and inactive files of the Continuous Work History Sample, 2004; 1 percent Master Beneficiary Record extract based on Claim Account Number; and 1 percent Master Beneficiary Record extract based on Beneficiary Own Account Number for December 1999–2005 and June 2006.
a. Entitlement age is measured in 2-month increments; the notation "62.5" = 62 years and 6 months.
Table equivalent for Chart 7. Entitlement age distribution, by sex and birth year
Entitlement age a 1937 1938 1939 1940
  Men
62 2.9412 2.909 2.7401 2.5749
62.083 42.2859 40.9108 39.156 39.7305
62.167 2.2446 2.1849 2.2752 1.865
62.25 1.6254 1.8043 1.8226 1.4198
62.333 1.2384 1.2152 1.5535 1.2995
62.417 1.2126 1.1538 1.1254 1.1912
62.5 1.0449 1.0311 1.0642 1.2153
62.583 0.9159 0.6628 1.0398 0.9024
62.667 0.8385 0.8592 0.893 0.8182
62.75 0.8772 0.6874 0.893 0.8784
62.833 1.032 0.8592 0.9297 0.9385
62.917 0.7482 0.7733 0.7706 0.8062
63 0.9804 0.7856 1.0153 0.9626
63.083 1.0062 1.0433 0.844 0.9265
63.167 0.5418 0.5524 0.6116 0.5294
63.25 0.5805 0.8224 0.6728 0.7821
63.333 0.5031 0.5401 0.6606 0.5535
63.417 0.4515 0.5892 0.6116 0.6016
63.5 0.5676 0.491 0.526 0.6618
63.583 0.4902 0.5033 0.5749 0.5655
63.667 0.4902 0.5155 0.3547 0.4933
63.75 0.6063 0.5033 0.5382 0.4693
63.833 0.5676 0.4787 0.4893 0.4572
63.917 0.4773 0.7487 0.4281 0.4693
64 0.6966 0.6628 0.685 0.7219
64.083 0.5805 0.6383 0.5994 0.8182
64.167 0.6708 0.4787 0.5749 0.385
64.25 0.5676 0.491 0.4526 0.5294
64.333 0.7482 0.7119 0.4404 0.4813
64.417 0.6321 0.6874 0.6728 0.4572
64.5 0.7095 0.6874 0.5015 0.5054
64.583 0.6966 0.6383 0.6728 0.385
64.667 1.4448 1.0433 0.9419 0.758
64.75 4.0248 2.8231 2.1407 2.0094
64.833 3.483 3.0563 2.8502 2.226
64.917 2.5542 3.1668 2.5199 1.9372
65 18.305 3.5473 3.156 2.6712
65.083 0.1548 2.1971 2.1407 2.1538
65.167 0.0774 15.834 1.8593 1.6123
65.25 0.0645 0.356 2.0917 1.9853
65.333 0.0903 0.1964 15.5719 1.7206
65.417 0.0903 0.0859 0.2936 1.9492
65.5 0.1419 0.0736 0.2446 15.5818
  Women
62 3.6617 3.4933 2.9975 3.1868
62.083 48.9287 48.5607 46.2608 45.2125
62.167 1.8388 2.2939 1.8387 2.0373
62.25 1.3272 1.5292 1.3752 1.5425
62.333 1.519 0.9895 1.2515 1.3533
62.417 1.0074 0.8696 1.2052 1.135
62.5 1.1033 0.6897 0.9734 0.975
62.583 0.6876 0.8846 1.097 1.135
62.667 0.9594 0.5997 0.8344 0.9168
62.75 0.8794 0.7496 0.788 0.6839
62.833 0.9754 0.9295 0.7726 0.9895
62.917 0.7675 0.7346 0.6644 0.7712
63 0.6876 0.9595 0.8653 0.9168
63.083 0.8155 0.9445 1.0816 1.0186
63.167 0.5437 0.7196 0.6799 0.6548
63.25 0.6876 0.4648 0.6953 0.6112
63.333 0.5756 0.6447 0.5871 0.6694
63.417 0.3997 0.5847 0.6799 0.5239
63.5 0.5756 0.5097 0.7726 0.4657
63.583 0.5437 0.5397 0.5408 0.5384
63.667 0.5277 0.3898 0.3245 0.3638
63.75 0.6396 0.5697 0.4944 0.4511
63.833 0.6716 0.5097 0.6026 0.5821
63.917 0.4317 0.3598 0.4635 0.4366
64 0.6076 0.5397 0.618 0.6985
64.083 0.6556 0.6147 0.5717 0.6694
64.167 0.5916 0.2999 0.4172 0.6257
64.25 0.5437 0.5697 0.3554 0.3638
64.333 0.6236 0.5247 0.3708 0.4075
64.417 0.6876 0.4348 0.7417 0.4511
64.5 0.6716 0.6747 0.4944 0.2765
64.583 0.7035 0.7196 0.4944 0.553
64.667 1.6469 0.9445 1.0043 0.7421
64.75 4.2373 2.8186 2.7194 2.5029
64.833 2.8941 2.8186 2.6576 2.4738
64.917 2.1426 2.8336 2.4567 2.0373
65 12.472 2.6837 2.9512 2.4156
65.083 0.1279 1.8291 1.8232 1.7026
65.167 0.1759 11.5292 1.5451 1.4115
65.25 0.0959 0.1799 1.3752 1.9645
65.333 0.0959 0.2399 11.063 1.3679
65.417 0.1599 0.1349 0.2627 1.7317
65.5 0.1119 0.09 0.2318 10.4336
SOURCE: Authors' tabulations using active and inactive files of the Continuous Work History Sample, 2004; 1 percent Master Beneficiary Record extract based on Claim Account Number; and 1 percent Master Beneficiary Record extract based on Beneficiary Own Account Number for December 1999–2005 and June 2006.
a. Entitlement age is measured in 2-month increments; the notation "62.5" = 62 years and 6 months.
Table equivalent for Chart 8. Average age a at entitlement, by sex and birth year
Birth year Men Women
1928 63.1404 62.9834
1929 63.1252 62.9349
1930 63.0892 62.9187
1931 63.0373 62.9110
1932 63.0618 62.9000
1933 63.0793 62.9451
1934 63.1492 62.9594
1935 63.2183 63.0080
1936 63.2221 63.0213
1937 63.2061 63.0172
1938 63.2910 63.0775
1939 63.3602 63.1639
1940 63.4149 63.2054
SOURCE: Authors' tabulations using active and inactive files of the Continuous Work History Sample, 2004; 1 percent Master Beneficiary Record extract based on Claim Account Number; and 1 percent Master Beneficiary Record extract based on Beneficiary Own Account Number for December 1999–2005 and June 2006.
a. Average age at entitlement shown in years and months and measured in 1-month increments.