SSA logo: link to Social Security Online home412. Amount of Surviving Child's Insurance Benefit

412.1 How is the surviving child's benefit rate computed?

The surviving child's insurance benefit rate is three-fourths (.75) of the deceased parent's primary insurance amount.

412.2 When is the benefit rate less?

The child's insurance benefit may be less than above if the “family maximum” applies and all the benefits on that earnings record have to be reduced.

(See §§730-732 for a discussion of the family maximum. See §§733-737 for the effect of simultaneous entitlement to more than one Social Security benefit.)